Fedhealth Medical Scheme cover explained

Fedhealth is a registered open medical scheme administered by Medscheme. Its range covers entry hospital options through to comprehensive cover, with a flexible approach to how much day-to-day benefit you attach to a hospital plan.

How the option range is structured

Options run from network-based hospital cover to savings and comprehensive tiers. Several options let members adjust the day-to-day component, which suits households whose out-of-hospital claiming varies year to year.

What to check before you choose

Verify the hospital network, the co-payment schedule for defined procedures, the tariff rate paid in hospital, and how chronic cover works beyond the statutory Chronic Disease List. Then compare the same items on one option from another scheme at a similar contribution.

Frequently asked questions

Is Fedhealth open to anyone?

Yes. Fedhealth is a registered open scheme, so membership is not limited to a specific employer or industry.

Can I change my Fedhealth option during the year?

Option changes are generally restricted to the scheme's annual change window, effective 1 January, in line with standard practice across South African schemes.