Compare medical aid plans in South Africa

See how top South African medical aid plans stack up on price, cover and network. Get matched in under 60 seconds.

Frequently asked questions

What is the difference between medical aid and medical insurance?

Medical aid is a registered medical scheme that pays providers directly and is regulated by the Council for Medical Schemes. Medical insurance is a short-term insurance product that pays cash benefits for specified events. Medical aid generally offers broader cover for chronic and in-hospital care.

How much does medical aid cost in South Africa?

Premiums vary widely based on the scheme, plan tier, your age and the number of dependants. Hospital plans typically start from a few hundred rand a month, while comprehensive plans can be several thousand. The quote you receive will give you an estimate based on your inputs.

Can I get medical aid if I am self-employed?

Yes. Medical schemes accept individual members regardless of employment status. You will typically pay the full contribution yourself rather than sharing it with an employer.

Is hospital cover cheaper than comprehensive medical aid?

Generally, yes. Hospital plans focus on in-hospital cover and prescribed minimum benefits, which makes them more affordable. Comprehensive plans add day-to-day benefits like GP visits, dentistry and optometry.

Are medical aid quotes free?

Yes. Every medical aid quote on MedicalQuotes.co.za is completely free and there is no obligation to sign up. You only pay a contribution once you accept a plan directly with the medical scheme.

How long does a medical aid quote last?

A medical aid quote is an estimate based on the scheme's current contribution tables, so it usually stays accurate until the scheme's next annual price adjustment (typically 1 January). If your age, income or number of dependants changes, request a fresh quote.

How quickly can I get a quote?

Our quiz takes under 60 seconds. You'll see suitable matches immediately after submitting, and a consultant will follow up using your preferred contact method.

Will someone call me after I submit my details?

Only if you give consent. We or an authorised partner will contact you about your medical aid quote using the method you select. You can opt out at any time.