Best medical aid for families in South Africa

Choosing a family medical aid means balancing in-hospital cover, day-to-day benefits and what you pay per dependant. Use this guide to shortlist the right plan, then get matched in under 60 seconds.

Frequently asked questions

How much does family medical aid cost in SA?

Family plans typically range from R2,500 to R8,000+ per month depending on the scheme, plan tier and number of dependants.

Should I take a hospital plan only for my family?

Hospital-only is cheaper, but families with young children usually benefit from at least an MSA or threshold benefit for everyday medical costs.

Are children cheaper to add to medical aid?

Yes — schemes charge a lower contribution for child dependants, and most cap charges after the first two or three children.