Momentum Medical Scheme is a registered open medical scheme administered by Momentum Health Solutions. It is known for a modular approach, where you select a hospital cover level and then choose how much day-to-day cover to attach.
Rather than a single ladder of fixed plans, the scheme lets members combine a hospital cover level with a day-to-day choice and, on some options, a provider network selection. That flexibility is useful if your in-hospital and out-of-hospital needs are mismatched — for example, high chronic use with low hospital risk.
Because the combinations differ in price and benefit, price two or three realistic configurations rather than one. Check the hospital network tied to your chosen level, the tariff rate paid to specialists, and whether your chronic medication sits on the formulary at a designated pharmacy.
Momentum Health Solutions administers the scheme. The scheme itself is a separate registered entity governed by its own board of trustees.
Because the option is modular. Different day-to-day and network selections attached to the same hospital level produce different contributions.