Bonitas Medical Fund is a registered open medical scheme and one of the larger open schemes in South Africa, administered by Medscheme. Its range spans entry network hospital options through to comprehensive cover, with a strong emphasis on family and maternity benefits.
Bonitas groups its options into hospital-only cover, network options that trade provider choice for a lower contribution, savings-based options, and comprehensive tiers with above-threshold day-to-day cover. Several options include a defined maternity programme and preventive screening benefits paid from risk.
Confirm the hospital network attached to the option, the co-payments on defined procedures, how day-to-day cover is funded (savings versus a fixed benefit), and the chronic formulary. If maternity is the reason you are looking, check the number of funded antenatal consultations and scans rather than the headline benefit name.
Yes. Bonitas Medical Fund is a registered open scheme, so membership is not restricted to a particular employer or profession.
Compare like tiers: a Bonitas network hospital option against another scheme's network hospital option, on tariff rate, co-payments, network and chronic formulary — not on contribution alone.