MedicalQuotes.co.za matches South Africans with hospital, comprehensive and family medical aid plans in under a minute. Compare quotes free.
Answer a short set of questions about who needs cover, where you live and what you can comfortably spend each month. It takes about 60 seconds and there is nothing to download or install.
We match your answers against hospital plans, network options, savings plans and comprehensive medical aid available from South Africa's registered schemes, then shortlist the options that realistically fit your household and budget.
An accredited advisor contacts you with the detail — contributions, day-to-day benefits, hospital networks, waiting periods and late-joiner penalties — so you can compare like for like before committing to anything.
Hospital plans that cover in-hospital treatment and prescribed minimum benefits at the lowest monthly contribution.
Savings and network plans that add day-to-day cover for GP visits, dentistry, optometry and chronic medication within a defined provider network.
Comprehensive plans for families who want broad day-to-day benefits, above-threshold cover and wider hospital choice.
Gap cover that sits alongside a medical aid to absorb the shortfall between scheme rates and what specialists actually charge.
Scheme benefit guides run to hundreds of pages and change every January. Comparing them manually across ten schemes is impractical, and the cheapest headline contribution is rarely the best value once networks, co-payments and sub-limits are taken into account.
MedicalQuotes is independent of any single scheme. We surface options across the market, and we never charge you for the comparison. Quotes are estimates until a scheme confirms your final contribution based on your age, dependants and underwriting.